Recently I have been working out the most cost-efficient method for me to finish taking classes. Including this semester, I have 36 credits remaining before I can graduate from King's. My basic options are 1) finishing all my work at King's, in the form of this spring semester, one full fall semester, and one 6-credit spring semester; 2) finishing 30 credits at Kings, in the form of this spring semester and next fall, and taking 6 credits at another school in the city (either over the summer or during the school year next year).
Taking outside credits is certainly cheaper than King's on a per-credit basis ($300 for some City of New York schools compared to $875 for TKC), but I lose some financial aid from King's if I don't take their classes. Anyway, my analysis suggests that I should take classes in Spring 2011 and graduate with the rest of my class in May 2011 (instead of the semester-earlier graduation I was considering). Why? Most simply, staggering TKC and CUNY classes can allow me to receive more state and federal financial aid, and the benefits I would reap from graduating early are limited (for example, I won't be moving and starting a new job right away because of our current lease in Astoria).
This analysis did reveal some interesting facts about college tuition, however.
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